Apply for the NZ Homeowner Cash Out & Refinance Program. Secure a Cash Back Incentive up to $8,000.

Find out if you qualify (only takes 30 seconds)

This won't affect your credit rating.

Do You Rent Or Own?

Rent

Own

Are you a homeowner living in NZ, or plan to be soon?

Yes

No

Are you looking to purchase or refinance?

Purchase

Refinance

How much would you like to borrow? An estimate is fine..

$800k+

$600k - $800k

$400k - $600k

$200k - $400k

Under - $200k

I dont know

How much deposit do you have access to?

20%+

15%

10%

5%

Less than 5%

Great! What type of property do you want to refinance?

House

Town house

Apartment/Unit

Vacant land

What is the purpose of refinancing?

Better rate/deal

Debt consolidation

Cash out

Another purchase

I dont know

When would you like to take advantage of these savings?

ASAP

1-3 months

3-6 months

Unsure

How long ago did you take out the loan on your property?

4+ years

3 - 4 years

2 - 3 years

1 - 2 years

Under 1 year

What is the value of your property? An estimate is fine.

$1mil+

$800k - $900k

$700k - $800k

$600k - $700k

$500k - $600k

$400k - $500k

$300k - $400k

Under 300k

What is your current interest rate?

8%+

7% - 8%

6% - 7%

5% - 6%

4% - 5%

3% - 4%

What is your property use?

Primary Home

Investment Property

Holiday Home

How much do you currently owe on your home loan?

$900k+

$700k - $800k

$600k - $700k

$500k - $600k

$300k - $400k

$200k - $300k

Under $200k

What type of interest rate do you have?

Variable

Fixed

What is your annual household income?

$200k+

$150k - $200k

$100k - $150k

$50k - $100k

$0k - $50k

What is your estimated credit rating?

Good

Average

Poor

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